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Ways to Save Money Every Month

If you’re looking to save money every month, you need to have a plan. If you’re just starting to save, or looking to save more money each month, it’s important to know what your goals are and how you plan to reach them.

Ways to Save Money Every MonthPin

Saving Money Every Month

Saving money is not a passive process. While it can be sometimes (like if you set up automatic deposits), it is still overall something that you need to take action to achieve. You make a choice when you decide not to spend money and to save it instead.

Here are ways to save money every month:


As mentioned above, once you do this you don’t have to worry about it anymore. You need to take action the first time to set it all up, but then you will continue saving your money every time without forgetting.


It just makes sense to use reward cards and gain cash back on spending you’re going to have to do anyway. Why not get a little bonus or earn some rewards when you’re buying food, household items, or even paying bills?

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Another way to save money every month is to use coupons and savings apps. There are apps that give you coupons, cash back, and other specials savings you cannot get anywhere else.

These apps will really save you a bundle and many people do not take advantage of them. You can use your smartphone or iPhone to download money saving, coupon, and cash back apps. Then, shop how you normally would but save even more.

5 Actionable Ways to Save MoneyPin


It’s important to know where your money is going – really going – not just where you think it’s going. Track your spending and investing over time and look for ways to reduce it where you can.


Some debts are going to be necessary at certain points in your life. However, there are things you can do to help reduce your debt.

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6. Create your savings goals

Know how much you’re trying to save and what you are saving for. You also need to set a deadline to reach your goals. Timelines are very important to help you remain on track with your savings goals.

7. Take a portion of your paycheck for savings

Whether you get paid weekly, twice a month, or once a month, you need to take a portion of your wages and apply them to your savings account. If possible, set it up to do this automatically.

8. Boost your monthly savings with extra cash

You can also find ways to make extra cash such as by selling off junk you no longer need, or picking up a part time job and then put all of this extra cash into your savings.

9. Cut back on expenses

You can also save more every month if you cut back on your expenses and look for ways to lower your existing bills. Can you cut back your cable service? Are there subscriptions you don’t really need?

Ways to Save Money Every Month Pin

With these money saving tips, you can begin saving more money every month. Whether you’re already saving and just looking to increase those savings, or if you are just starting your savings, you can use these tips to boost your savings account this month and every month after.

Lyne Proulx
Lyne Proulxhttps://ottawamommyclub.ca/
Lyne Proulx is a Certified WEBB Bodywork Pet Practitioner, Certified Infant Massage Instructor (CIMI), Certified Professional Wedding Consultant, and an Event Planner. She loves all things Disney and is an avid teaholic and chocoholic. She coordinated the Annual Infant Information Day/Early Years Expo for the City of Ottawa for 8 years. She was the Queen B of the BConnected Conference, Canada's Digital Influencer and social media Conference in Ottawa and Toronto. She was also the co-chair of the Navan for Kraft Hockeyville 2009-2011 committee that organized five community events within 6 months, and helped Navan reach the top 10 finalists in Canada. In April 2011, she received the City of Ottawa Mayor's City Builder Award.

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  1. Good tips, I can’t believe that so many people can’t manage their finances but unfortunately it is a fact. I was always taught that if you don’t have the cash you can’t buy it and so I’ve always been careful with money and it has stood me in good stead all these years.

  2. It’s really hard to save money these days . These are good tips . I’ll have to look into coupons and savings apps . I already use Checkout 51 but I’m sure there are more .


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