5 Places to Look For Savings You May Have Overlooked

| November 7, 2017 | 16 Comments

 

Yellow compact fluorescent lamp

 

5 Places to Look For Savings You May Have Overlooked

 

Money doesn’t grow on trees, so we’ve got to save on routine expenditures wherever we can. This is especially true with a family, when a paycheck or salary is spread thin, or when income is unpredictable. Fortunately there are many savings opportunities in the lives of the average family, but because of the slight inconvenience involved in making these changes, they often go overlooked. Most of these savings opportunities will not take longer than an hour for you to set up. Try these soon and save for many months to come.

  • Auto Insurance. In order to save more money you can always try to compare and get a new auto insurance quote. Prices vary from company to company sometimes a couple of hundred dollars, even when considering the exact same vehicle. You won’t know what’s out there until you start getting some quotes. Also consider vehicles that are cheaper to insure – specifically older cars that are still mechanically sound. If you live in an area that allows historical vehicle insurance, you may be able to save a bundle with a vehicle old enough, provided you don’t use it in disallowed ways.
  • ISP Savings. You can almost always save money with your internet service provider, simply by calling into their customer service line and asking for a better rate. You may have to tell them that you’re considering going with a new, cheaper provider. Your ISP may have a “customer loyalty department” who handles these matters, so ask for that first thing.
  • Change the Way You Eat. Incorporating rice and beans into your diet as a regular staple can save you a lot of money. These foods have always been used to supplement diets around the world, because they are filling, healthy, and cheap. Rice and beans can be incredibly delicious, and can do wonders to fill out a protein like beef or chicken.
  • Become a Savvy Price Comparer. It’s important to know where you can find deals. If you need to make a purchase, don’t automatically go with a retailer who is closest to your house. Call around, look online at retailers big and small, check websites like eBay and Amazon. You can save 50% just by looking around for 5 minutes in many cases.
  • Find Cheaper Health Care Providers. You may be surprised to learn that different dentists and veterinary clinics charge widely varied prices for exactly the same procedure. If you live in a city, try asking for prices outside of town when you need a tooth cleaning. These savings really add up, especially if you find lower prices for each member of your family. It’s easy to just go with the most convenient option for these health needs, but looking near and far for savings will make your final bill a lot easier to handle.

 

5 Places to Look For Savings You May Have Overlooked

Pink piggy banks

 

Savings are everywhere if you’re willing to look. By putting the above into practice, you’ll be adjusting your life to include savings which will make your income go a lot farther. Maybe this list will give you original ideas of your own.

Do you have any other saving tips to share? Please comment below!

 

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Category: Finance, Living, Tips, Weekly Themes

About the Author ()

Lyne is happily married and has two teenagers: a 19 year old son and a 22 year old daughter. She is a Certified Infant Massage Instructor (CIMI), Certified Professional Wedding Consultant, and an Event Planner. It has always been her dream to create a website dedicated just for Moms since her children were young. Thus, after 10 years, she finally accomplished it, and the Ottawa Mommy Club was born in May 2011. She was also the Queen B of the BConnected Conference, Canada's Digital Influencer and social media Conference in Ottawa and Toronto. She coordinated the Annual Infant Information Day/Early Years Expo for the City of Ottawa for 8 years. She was also the co-chair of the Navan for Kraft Hockeyville 2009-2011 committee that organized five community events within 6 months, and helped Navan reach the top 10 finalists in Canada. In April 2011, she received the Mayor's City Builder Award.

Comments (16)

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  1. loriag says:

    I am always looking to save money and your ideas are helpful. The only problem I have is living northern our options are limited for finding cheaper health care providers.

  2. DebH says:

    I’m always looking for new ways to save money; thanks for the tips.

  3. Carole D says:

    These are all great tips, the one I started looking into is a cheaper health care provider as my husband will no longer get work health insurance as of April next year. I check the blue cross and found the senior rate is very expensive. You would think that it would help the seniors but know as you get older it’s more money.

  4. Lori Smanski says:

    thanks for sharing this information

  5. Erin N says:

    I am always looking for ways to save.. Thank you – haven’t thought about a couple points you made!

  6. Elizabeth Matthiesen says:

    Good tips, price comparisons on line are so easy to do these days – though I must admit I’d rather buy in a shop but that’s my personal preference.

  7. LisaM says:

    I was so happy I called my insurance company when I got the last bill and asked them to explain the increase. We chatted, I was nice and polite and ended up paying less than last year rather than more!

  8. KD says:

    Another inexpensive protein source is tofu. It takes some getting used to, but I enjoy it now. My girls have eaten it their whole lives and love it!

  9. Lynda Cook says:

    All great tips, with todays raising costs, we need all the help we can get, especially if your like me and only have a one income home, it’s really hard and especially around the holidays!

  10. Calvin F. says:

    Definitely saved me so much buy some things online.. more than 80% off compared to in local store

  11. Linda H says:

    Great tips. I find it hard to compare insurance rates since it seems every provider has slightly different rates for slightly different coverage!

  12. I’m always looking for ways to save. Thanks for sharing!

  13. sarah says:

    Great ways to save money. We save a lot by preparing our own foods and incorporating cheaper alternatives.

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