5 Places to Look For Savings You May Have Overlooked

Money doesn’t grow on trees, so we’ve got to save on routine expenditures wherever we can. This is especially true with a family, when a paycheck or salary is spread thin, or when income is unpredictable. Fortunately there are many savings opportunities in the lives of the average family, but because of the slight inconvenience involved in making these changes, they often go overlooked. Most of these savings opportunities will not take longer than an hour for you to set up. Try these soon and save for many months to come.

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5 Places to Look For Savings You May Have Overlooked

Auto Insurance

In order to save more money you can always try to compare and get a new auto insurance quote. Prices vary from company to company sometimes a couple of hundred dollars, even when considering the exact same vehicle. You won’t know what’s out there until you start getting some quotes. Also consider vehicles that are cheaper to insure – specifically older cars that are still mechanically sound. If you live in an area that allows historical vehicle insurance, you may be able to save a bundle with a vehicle old enough, provided you don’t use it in disallowed ways.

ISP Savings

You can almost always save money with your internet service provider, simply by calling into their customer service line and asking for a better rate. You may have to tell them that you’re considering going with a new, cheaper provider. Your ISP may have a “customer loyalty department” who handles these matters, so ask for that first thing.

Change the Way You Eat

Incorporating rice and beans into your diet as a regular staple can save you a lot of money. These foods have always been used to supplement diets around the world, because they are filling, healthy, and cheap. Rice and beans can be incredibly delicious, and can do wonders to fill out a protein like beef or chicken.

Become a Savvy Price Comparer

It’s important to know where you can find deals. If you need to make a purchase, don’t automatically go with a retailer who is closest to your house. Call around, look online at retailers big and small, check websites like eBay and Amazon. You can save 50% just by looking around for 5 minutes in many cases.

Find Cheaper Health Care Providers

You may be surprised to learn that different dentists and veterinary clinics charge widely varied prices for exactly the same procedure. If you live in a city, try asking for prices outside of town when you need a tooth cleaning. These savings really add up, especially if you find lower prices for each member of your family. It’s easy to just go with the most convenient option for these health needs, but looking near and far for savings will make your final bill a lot easier to handle.

5 Places to Look For Savings You May Have Overlooked
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Savings are everywhere if you’re willing to look. By putting the above into practice, you’ll be adjusting your life to include savings which will make your income go a lot farther. Maybe this list will give you original ideas of your own.

Do you have any other saving tips to share? Please comment below!

Lynehttp://ottawamommyclub.ca/
Lyne is a Certified Infant Massage Instructor (CIMI), Certified Professional Wedding Consultant, and an Event Planner. It has always been her dream to create a website dedicated just for Moms since her children were young. Thus, after 10 years, she finally accomplished it, and the Ottawa Mommy Club was born in May 2011. She loves all things Disney and is an avid chocoholic. She was also the Queen B of the BConnected Conference, Canada's Digital Influencer and social media Conference in Ottawa and Toronto. She coordinated the Annual Infant Information Day/Early Years Expo for the City of Ottawa for 8 years. She was also the co-chair of the Navan for Kraft Hockeyville 2009-2011 committee that organized five community events within 6 months, and helped Navan reach the top 10 finalists in Canada. In April 2011, she received the City of Ottawa Mayor's City Builder Award.

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Comments

  1. I am always looking to save money and your ideas are helpful. The only problem I have is living northern our options are limited for finding cheaper health care providers.

  2. These are all great tips, the one I started looking into is a cheaper health care provider as my husband will no longer get work health insurance as of April next year. I check the blue cross and found the senior rate is very expensive. You would think that it would help the seniors but know as you get older it’s more money.

  3. Good tips, price comparisons on line are so easy to do these days – though I must admit I’d rather buy in a shop but that’s my personal preference.

  4. I was so happy I called my insurance company when I got the last bill and asked them to explain the increase. We chatted, I was nice and polite and ended up paying less than last year rather than more!

  5. Another inexpensive protein source is tofu. It takes some getting used to, but I enjoy it now. My girls have eaten it their whole lives and love it!

  6. All great tips, with todays raising costs, we need all the help we can get, especially if your like me and only have a one income home, it’s really hard and especially around the holidays!

  7. Great tips. I find it hard to compare insurance rates since it seems every provider has slightly different rates for slightly different coverage!

  8. A great tip is to throw all your change in a jar every week at the beginning of the year and in Dec. take it out and roll it up, you’ll be surprised at how much you will have!!

  9. I am excited to start saving on groceries – we are going to be making more food from scratch this year and I know that will save us from overspending on convenience foods!!!

  10. Saving money is absolutely necessary these days, everything is getting more expensive but incomes aren’t increasing at the same rate.

  11. I love your tips and advice and I’d never thought of the vet because my dog is on a lot of medication but I’m going to check and see if another vet can give me anything cheaper.
    Thanks!

  12. It’s always nice to save money . Electricity and insurance are big costs. I find online shopping a lot cheaper for certain things too .

  13. Interesting read! I never really thought of it from the tips you provided when it comes to saving. I really like looking at blog like this helpful one for another perspective

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