5 Actionable Ways to Save Money

5 Actionable Ways to Save Money

Saving money is not a passive process. While it can be sometimes (like if you set up automatic deposits), it is still overall something that you need to take action to achieve. You make a choice when you decide not to spend money and to save it instead.

5 Actionable Ways to Save Money
Tracking spending habits

1. Automate your savings

As mentioned above, once you do this you don’t have to worry about it anymore. You need to take action the first time to set it all up, but then you will continue saving your money every time without forgetting.

2. Use cash back and reward cards

It just makes sense to use reward cards and gain cash back on spending you’re going to have to do anyway. Why not get a little bonus or earn some rewards when you’re buying food, household items, or even paying bills?

5 Actionable Ways to Save Money
5 Actionable Ways to Save Money

3. Use cash back and coupon apps

These apps will really save you a bundle and many people do not take advantage of them. You can use your smartphone or iPhone to download money saving, coupon, and cash back apps. Then, shop how you normally would but save even more.

4. Track your spending habits

It’s important to know where your money is going – really going – not just where you think it’s going. Track your spending and investing over time and look for ways to reduce it where you can.

Track your spending habits
Reduce Debt

5. Reduce your debt

Some debts are going to be necessary at certain points in your life. However, there are things you can do to help reduce your debt.

Now that you see these five actionable ways to save money, you can begin making the right changes in your life to save even more.

Lyne is a Certified Infant Massage Instructor (CIMI), Certified Professional Wedding Consultant, and an Event Planner. It has always been her dream to create a website dedicated just for Moms since her children were young. Thus, after 10 years, she finally accomplished it, and the Ottawa Mommy Club was born in May 2011. She loves all things Disney and is an avid chocoholic. She was also the Queen B of the BConnected Conference, Canada's Digital Influencer and social media Conference in Ottawa and Toronto.She coordinated the Annual Infant Information Day/Early Years Expo for the City of Ottawa for 8 years. She was also the co-chair of the Navan for Kraft Hockeyville 2009-2011 committee that organized five community events within 6 months, and helped Navan reach the top 10 finalists in Canada. In April 2011, she received the City of Ottawa Mayor's City Builder Award.

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  1. It’s surprising how much money you can save by using cash back apps and rewards options. Coupons are a great way to save as well.

  2. These are awesome tips. Saving money is one of my biggest hobbies. I love the cash back apps and online flyers, etc. Thanks for sharing!


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