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RSSCategory: Finance

You Don’t Have To Be a Grinch to Control Your Holiday Spending

| December 5, 2016 | 10 Comments
You Don’t Have To Be a Grinch to Control Your Holiday Spending

  With Christmas fast approaching it’s easy to lose control of your holiday spending. Gifts for the kids, family, co-workers, teachers, neighbours, more for your kids and the extra costs that winter time brings. It’s also easy to start thinking of yourself as the Grinch when deciding how much money to spend and what gifts […]

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The Real ROI of a One Year MBA

| November 29, 2016 | 4 Comments
The Real ROI of a One Year MBA

  The Real ROI of a One Year MBA     You’ve crunched the numbers a million different ways; you know better than anyone that across North America, a graduate of an MBA degree program sees on average a 75% increase to their pre-program salary. You know that it takes 4 years for the difference […]

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Retirement Planning? Who Has Time for That?

| October 25, 2016 | 3 Comments
Retirement Planning? Who Has Time for That?

  If you’ve ever talked to a good retirement financial planner, you’ll know this already. A good one will have helped you take the steps. But many families fumble along. And what a shock that can turn out to be. So you may be reading this for any of several reasons – you are already […]

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Why Did My Life Insurance Rates Go Up?

| September 27, 2016 | 6 Comments
Why Did My Life Insurance Rates Go Up?

Why Did My Life Insurance Rates Increase? What Do I Do Now? …and What Options Do I Have Now? One of the most common questions I receive is “Why did my life insurance rates go up?” This relates to the type of policy your originally purchased. Most people purchase “Term” insurance for the affordability and […]

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Do You Really Need Life Insurance?

| August 25, 2016 | 6 Comments
Do You Really Need Life Insurance?

Most people understand how life insurance works and what it is designed to protect against. They may also have family commitments and people who they provide for and know that some sort of life insurance would protect their family financially, if something were to happen to them. However, it is still often a very difficult decision […]

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How to Make a Little More Money for Your Family

| June 9, 2016 | 6 Comments
How to Make a Little More Money for Your Family

Families are finding it harder and harder to survive on a single income. Even with both parents working, many families are having a tough time making ends meet. This is why it is always a welcome respite to make a little extra money for the whole family. As a mom, there are different ways that […]

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Saving Money on Your Summer Energy Bills

| June 9, 2016 | 11 Comments
Saving Money on Your Summer Energy Bills

  Saving money and energy use in the summer is not only great for the environment, but is also great for your family budget. With the school year almost over its time to start thinking about you and kids spending more time at home. It takes only a few simple steps to cut your energy bill […]

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How to Start a Small Business in Canada

| May 10, 2016 | 5 Comments
How to Start a Small Business in Canada

  How to Start a Small Business in Canada     Canada is a great country for entrepreneurship. There’s a thriving business community, government support, and best of all, consumer demand for all sorts of things. If you are sick of your 9 to 5 job at a boring company, perhaps it’s time to start […]

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Mortgage Application Checklist For First Time Home Buyers

| April 18, 2016 | 7 Comments
Mortgage Application Checklist For First Time Home Buyers

  Mortgage Application Checklist For First Time Home Buyers If you have a dream about owning your own home and applying for a mortgage then you may be a bit nervous when beginning the process. While having your own home is just about every family’s dream the high prices and paperwork involved can be overwhelming. […]

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Buying Life Insurance: A Shopping Checklist

| March 22, 2016 | 3 Comments
Buying Life Insurance: A Shopping Checklist

  Buying Life Insurance: A Shopping Checklist When shopping for term life insurance, you want to find the right amount of insurance coverage at a reasonable price with a company you can trust. But for many people, getting started is the hardest part. That’s where the following Life Insurance Checklist can help. 1. What you […]

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Whole Life Insurance – Coverage for Life

| January 19, 2016 | 3 Comments
Whole Life Insurance – Coverage for Life

Whole life insurance, also known as “cash-value” insurance is a basic and consistent type of permanent life insurance which remains in effect your entire life at a level premium. This life insurance is a good choice got you if you do not expect your life insurance needs to diminish over time. A portion of your […]

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4 Tips on Saving Money During the Holidays

| December 8, 2015 | 3 Comments
4 Tips on Saving Money During the Holidays

 Saving Money During the Holidays   With the hype that holidays usually bring, people always have the tendency to buy more and spend more without taking into account the consequences that their actions can bring. Hence, it does not necessarily mean that because it is the holidays you have all the reason in this world […]

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Make a Plan to Save for your Child’s Education! #CDNmoney #EduSaveWeek #FLM2015

| November 15, 2015 | 2 Comments
Make a Plan to Save for your Child’s Education! #CDNmoney #EduSaveWeek #FLM2015

No matter what career a child has for their future, parents want to do everything they can to help their child realize their dreams. One thing parents can do to help their children achieve their goals is to save money for their educational future. Not sure what to do to put money away until your […]

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Saving for Your Child’s ‘Someday’ is Easy with #RESPwithRBC and Contest!

| September 25, 2015 | 1 Comment
Saving for Your Child’s ‘Someday’ is Easy with #RESPwithRBC and Contest!

Saving for your child’s ‘Someday’ is an important step for parents to make to help save money for their child’s post-secondary education. Figuring out how to save for these goals can be daunting, and a Registered Education Savings Plan (RESP) is one way to do it. Participants of the #RESPwithRBC Twitter Party received a lot […]

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Fall into the Fall National Women’s Show ~ Giveaway and Discount Code ~ Ottawa Area 10/15

| September 21, 2015 | 25 Comments
Fall into the Fall National Women’s Show ~ Giveaway and Discount Code ~ Ottawa Area 10/15

Ladies, it’s back! The Fall National Women’s Show has returned to Ottawa so you and your group of girlfriends can kick back and have a great day out! This season’s show takes place from October-24-25, 2015 at Ernst & Young Centre in Ottawa South. I had a great time at the Spring Show, and I […]

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Economic Cycles – The Stock Market Roller Coaster

| September 8, 2015 | 4 Comments
Economic Cycles – The Stock Market Roller Coaster

Make sure your seated and secured, get ready for a wild ride. With the biggest stock market drop in 4 years a couple of weeks ago caused by China’s central bank may have gotten your heart rate going again and have you checking your RRSP balance every hour.  The sky is not falling people, it’s […]

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Saving to Make Your Child’s ‘Someday’ a Reality! #RESPwithRBC

| September 2, 2015 | 2 Comments
Saving to Make Your Child’s ‘Someday’ a Reality! #RESPwithRBC

Parents are always looking out for their children, no matter how old they are. A post-secondary education is a dream that I have for my children’s future. It is great to have dreams, but how, as a parent do I go about making these dreams, like college or university, a reality? I know one way […]

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Summer School – Financial Tips for New Grads

| August 11, 2015 | 8 Comments
Summer School – Financial Tips for New Grads

Congratulations!  You’ve finished  several years of hard work and are excited to be out on your own.  No more teachers, no more books (well I hope not, you should keep reading) and ready to take on the world. Hopefully you’ve landed a great job to start yourself out, and your future is looking bright!  With […]

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Cottage Insurance – How to Take Care of the Tax Liability When Transferring it to Your Children

| June 23, 2015 | 3 Comments
Cottage Insurance – How to Take Care of the Tax Liability When Transferring it to Your Children

With the school year almost over and the long cold winter finally over (knock on wood), most of us our planning what to do this summer with the family. For some of you that means spending time enjoying the family cottage – campfires, swimming and mosquitoes. But what about future summers? When it comes time […]

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What to Expect When You’re Expecting a Paramedical Exam

| April 28, 2015 | 5 Comments
What to Expect When You’re Expecting a Paramedical Exam

Regardless of whether you’re purchasing a term or permanent life policy, you will probably have to undergo a life insurance medical exam. Unless you’re relatively young, applying for a very small policy or non-medical life insurance, it’s almost guaranteed that you’ll have to go through a paramedical. Usually, these tests are performed by paramedical professionals […]

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#TheSecretSupper – A Giant (Tiger) Surprise

| February 24, 2015 | 12 Comments
#TheSecretSupper – A Giant (Tiger) Surprise

If you were on social media at all during the evening of Monday, February 23rd you probably noticed the hashtag #TheSecretSupper was trending. That’s because bloggers and media personalities from across the Ottawa region were invited to the Elmdale Oyster House & Tavern for a secret evening of cocktails, appetizers and a 5-course meal. The […]

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What is Underwriting?

| February 18, 2015 | 3 Comments
What is Underwriting?

Underwriting is a necessary evil in the insurance industry. Necessary, because insurance companies need to assess your probability of making a claim before they go ahead and give you insurance. If they didn’t do underwriting they would have too many people make too many claims and would not be able to sustain themselves as a […]

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What is the Ontario Retirement Pension Plan?

| January 19, 2015 | 5 Comments
What is the Ontario Retirement Pension Plan?

If you haven’t heard yet the Ontario government will be implementing a mandatory Ontario Retirement Pension Plan (ORPP) for all employers starting January 2017. Many of the details have yet to be worked out, with many of the rules still uncertain i.e. a recent consultation paper that said defined contribution plans would not be recognized […]

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Arghhh, Protect your Business, Your Crew and Yourself

| December 9, 2014 | 5 Comments
Arghhh, Protect your Business, Your Crew and Yourself

When you own a business in Ottawa things can go wrong that will impact you and your partners, your family and your crew.  You’re the captain, so when it comes to your business, you have both hands on the wheel at all times. You need your staff to run the operation, but the really big decisions fall on your […]

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